Fully Comprehensive Car Insurance
To insure your car for most eventualities, it’s recommended that you take out comprehensive car insurance. Fully comprehensive car insurance cover offers total protection for drivers.
This will protect you in the event of damaging a vehicle belonging to another party, damage to property, or injury to a person and, crucially, with comprehensive insurance, you will be covered for damage to your own vehicle, even if the incident is considered to be your fault.
This policy is designed for those that want complete peace of mind when it comes to motoring, and is also recommended for those that have high value vehicles.
Comprehensive policies cover any third party that is injured, killed or incurs property damage through an accident that was caused by you or your vehicle. However, this type of cover also provides protection for you and your vehicle.
It is important to check the terms of each individual policy before you commit to any fully comprehensive car insurance cover, as terms and exclusions can differ from insurer to insurer.
Alternatively a Third Party Car Insurance policy will cover you if other people claim against you for injury or damage to their car or property, and if your car is stolen or damaged by fire.