Imported Car Insurance
There are different factors which come into the equation when an insurer calculates a premium for your Imported Car Insurance.
You will need to provide detailed information on the following:
- Is the vehicle uk car specification or non uk car specification?
Some providers will only provide cover if the car is, or has been, available as a standard production model in the United Kingdom and has a United Kingdom registration number.
There are imported car insurance policies* from your recognisable high street motorcar insurance companies i.e. Norwich Union or Direct Line as well as specialist brokers Adrian Flux and Direct Choice. Both types of companies can help you find a great policy for a low premium.
The specialised underwriters operating in this niche market are expert in offering tailor-made products and services to their customers, matching quality levels of cover to imported and rare custom cars, regardless of how rare or unusual.
Your imported vehicle make, model and specification will be considered along with your personal driving history. By this means the insurer can carry out a risk assessment case by case, this will normally deliver the lowest possible premium.
To qualify for grey import car insurance your vehicle must often have to meet the following strict criteria:
- Manufactured from 1993 onwards
- Have either category 1 or category 2 Thatcham security fitted to your vehicle
If you have purchased one of the following types of vehicle it will pay to shop around thoroughly to find a suitable deal - BMW Alpina, Hummer, Nissan Skyline, Renault Twingo, Toyota Soarer. This list is not exhaustive and you will need to consult your provider for further details.
You must expect to pay a higher insurance premium than a standard car purchased in the UK. Most imported car insurance policies are flexible. You can add extra features if necessary. For example you may require EU driving cover or additional legal expenses.
A parallel import is classed as a car that is right hand drive and is purchased from outside of the UK. These vehicles are built to EU Type Approval, and compatible with UK specifications.
*You are advised to check with your imported car insurance broker before accepting any policy offer.